Why you should choose the World Plus Credit Card by Bajaj Finserv RBL Bank

These days, the reliance of salaried middle-class and self-employed professionals is up on some efficient modes of finances such as credit cards and different types of loans.

People tend to use personal loans and credit cards during an emergency as well as for meeting other financial and personal needs. When it comes to credit cards, people may carry more than 1-2 cards with them, each one for enjoying specific privileges.

However, having multiple credit cards not only hampers your CIBIL score but also increases your risk of defaulting on an outstanding payment. That’s why a credit card with the power of 4 cards in one comes in handy. Launched by Bajaj Finserv in association with RBL Bank, the World Plus SuperCard is a unique credit card facility that acts as a credit card, a cash card, a loan card and an EMI card.

It also offers several benefits like complimentary airport lounge access, movie treats, rewards and annual benefits worth Rs.55,000. Here are some of the features of the World Plus SuperCard in detail.

• Welcome gift – Begin your journey with the World Plus SuperCard by Bajaj Finserv RBL Bank by pocketing a bonus of 20,000 reward points on signing up.
• Milestone bonus – You can seize 20,000 rewards on spending Rs.3 lakh and extra 20,000 on spending Rs.5 lakh yearly.
• Airport lounge access – You can relax and rejuvenate before and after boarding flights at leading airports by enjoying 8 times complimentary access into the airport lounge. Once you have exhausted your free access, you are still allowed unlimited paid access.
• Enjoy larger reward points – For every Rs.100 regular spends, you can get 1 reward point which will be 2x for each Rs.100 spent online
• Save huge annually – With the World Plus SuperCard by Bajaj Finserv RBL Bank at your disposal, you can easily enjoy up to Rs.55,000 yearly savings.
• Movie treat on the offing – Are you a movie buff? You can enjoy 2 BookMyShow deals for 1+1 cinema tickets on any day of the month, including weekends.
• Refill fuel without paying the surcharge – You also get the freedom from paying a surcharge for refueling at any pump across the country with waivers up to Rs.200/month.

You can also enjoy some industry-first features when applying for the World Plus SuperCard by Bajaj Finserv RBL Bank:

• Withdraw interest-free cash – Avoid paying interest when you withdraw cash with your World Plus SuperCard by Bajaj Finserv RBL Bank. Interest-free cash withdrawal is available for up to 50 days.
• Enjoy emergency loan benefits once a year – You can also apply for an interest-free loan for up to 3 months, once per year.
• Convert your entire cart transactions into EMIs – You can divide the entire cost of the shopping cart containing electronics, furniture, clothes and beyond

With so many benefits raining for availing the World Plus SuperCard by Bajaj Finserv RBL Bank, why wait and still own different cards when one card can fulfill all your needs?

Best Home Insurance Quote – 6 Tips That Will Help You Get It

As the housing market has started to heat up, buying a home can make a big dent in your pocket. After finding your dream home, you don’t want to worry about the extensive costs of insuring it too, right? Don’t worry. We have some effective money saving tips to help you get the Best Home Insurance Quotes Canada.

1. Avail Multi-Policy Discounts
You can save up to 30% when you bundle your auto and home insurance policy. Plus, you have to interact with just one company for all your insurance needs so you get additional consistency in the way claims are handled and easier communications too.

2. Disaster-prep your Home
Many people live in areas that are at a risk for various kinds of natural disasters like, floods and tornadoes. However, there are a few things you can do to protect your home from these calamities. Just a little prep on your end can result in a sizeable discount on your insurance quotes. Add storm shutters, seal the roof beneath the shingles, prune the trees away from the home and you’ll be less impacted in case of a disaster. This will enable you to get the best home insurance quotes Canada.

3. Invest in Your Security Systems
If your home is protected against burglars, break-ins and vandals, you can save between 5-20% on your insurance quotes. By installing deadbolts and state-of-the-art home security systems, you can greatly reduce the threats of theft and vandalism. If your system offers off-site monitoring as well, you can reduce your rates even further. Choosing the right security systems will not just protect your family and your home, but also save a lot of money.

4. Boost Your Deductible
Based on the level of risk you can handle; you can save hundreds of dollars on your home insurance premiums by opting for a higher deductible. This is the amount of loss that you’ll have to handle from your own pocket before the insurance money kicks in. Think about increasing your deductible from $500 to $1000 or even go up to $2000, but make sure that you have the cash to pay just in case something does go wrong.

5. Be a Loyal Customer
Loyalty can pay great rewards in terms of home insurance quotes. If you stick to the same company for three to five years, you can expect a discount ranging from 5 to 10%. Just make sure to review your policy annually and make necessary changes to save additional money on your premiums.

6. Limit Your Claims
Insurance offers coverage in times of need. However, if you submit a claim often, it increases your risk in the eyes of the provider and they can raise your premiums. Submitting multiple claims can also result in your policy being cancelled. When you’re debating whether to submit a claim or not, make sure to consider the long-term costs and not just the immediate costs and benefits.

Looking for the best home insurance quotes Canada can be stressful. Using these tips, you can save a lot on your insurance rates and protect your home in the long run.

Virtual Reality shows potential to revolutionize Real Estate

People who are in search for homes hate wasting time, whether buying a residential house or investing in real estate property. The thought of the hours spend on driving, visiting and standing in open houses could instantly turn one off. For a realtor, the hours put into the preparation of an open house, taking photos and editing them and finally taking clients to get their attention could be overwhelming. Fortunately, the advanced in technology has paved the way of a system that could boost efficiency of real estate purchasing and has the potential to revolutionize the real estate industry. This particular technology is known as Virtual Reality.

Many people have heard about all the wonderful, futuristic things that virtual reality could do. For a real estate company or investor, now is the time to leverage VR to lead the market. The most obvious benefit of virtual reality in the field of real estate is that a client is able to see a prospective home as if he or she is actually there. This new way is a fresh and convincing way of marketing a property, but also makes it so much easier to view it. Simpler access to view a home or property lead to more views and obviously the best way of selling real estate is exposure.

Using virtual reality to market a property has the potential to increase investor interest. VR marketing particularly works for high-end homes. This makes sense when considering the large financial commitment that investors make, often from their executive office in another city or even in another country. Despite how realistic the VC content appears, the chance to simply just be present in the place, albeit virtually, could instantly provide an accurate understanding of the space.

Probably the biggest benefit of virtual reality tours in the field of real estate is that it saves money and time. After virtual reality viewing, clients could narrow down their choices, and thus, there will be a decrease in unproductive visits and a boost in serious visit requests. Instead of taking and managing thousands and thousands of individual photos, real estate agents and engineers now could simply manage one file and showcase the real space. Moreover, rather than preparing for an open house that will last for only a day, companies could now make the place accessible 24/7 and prospective buyers could view or experience the place at their own convenience. This is particularly true for international or high-profile buyers.

The process of scheduling and visiting could be taxing. To check out just one region, for instance L.A., could take two whole days to visit ten houses due to traffic. The money and time saving benefit of virtual reality is obvious. There is an actual case wherein an international buyer saw and bought the listing without visiting it physically. The sales process saves a lot of time and human resources for both parties. With VR, there is no need to fly for international buyers or take time off work.

With virtual reality, a person may be sitting in an office or home, but with a headset strapped to his face, he could be walking through a condominium. That is the appeal of VR, which people nowadays believe is the next cutting edge technology in the industry, allowing homeowners in other cities or even countries to tour properties they might want to purchase in another city or country remotely, without stepping out of their comfort one. Moreover, local buyers could skip the issue of open houses. One could be in Chicago or Paris, put on a pair of virtual reality headset and walk through a property in India. VR real estate solutions make a buyer feel as if actually on the place, walking around it, opening gates, checking out windows and seeing how the feel and look of a home changes from dawn to dusk.

People usually are confused between 3D virtual tour and Interactive app with VR support. However, it really is simple, 3D virtual tour is the same as moving through a home, but you’re aware that you’re looking at a screen. In the case of interactive app with VR support, as soon as you put on a headset, it is similar to being in that condo place. Virtual reality is a rapid growing technology and proves to be extremely helpful for busy clients who might find it hard to visit a property personally due to their busy schedules. They could see it easily on their computers.

These days, several builders and realtors are using virtual reality to cope with the competitive market at present. People who actually use the solutions proclaim that it is not at all strange for properties to be sold within hours of listing. Furthermore, it is also not unusual for buyers to make an offer during a walkthrough.